Daniel Johnstone

In Bad Credit? How to Consolidate Your Loans

As we face the prospect of a double-dip recession, many of us are struggling with bad credit. Wherever we look, there seems to be somebody offering us a way out of our financial troubles, but how do we know which is the best solution? It has been repor... Read >

How to Consolidate your Debt

Most people have some form of debt, whether it is a mortgage, car payments or school loan. This type of debt is usually manageable and does not affect a person’s finances too greatly. However, there are also a lot of people who have debt that increases ev... Read >

What is bankruptcy?

Bankruptcy is a legal proceeding to relieve debt for individuals or companies who can not pay their debt. Anyone can go bankrupt, including individual members of a partnership, although bankruptcy should always be a last resort option as it stays on your ... Read >